Though i just recently stumbled onto this site im a little disappointing that their isn't a personal group chat-room option. Maybe their can be a option to make a room, add people and stuff like that?

We don't have our own chat, we use other chats. There won't be our own BBS connected chat.

The private chat is a good idea if you know other dollars personally, but if you do, why not send them a text message?

In my opinion the dollar chat room is used to communicate with strangers and meet new people. A private part just seems kind of against what it is.
But I could be wrong. If you only know the fellow dollar online, maybe it would be nice to talk to them. Or to set up a group of people and have a schedule to meet up with them online.

I guess I can see it either way.