Hey~ I recently found a site that allows users to loan their money to those who need it >u<! (it'll be repaid 100%, no interest)
I thought about making a team for Dollars and aim for the top!
--but then I searched and searched and there was already a team for Dollars! However, it appeared rather tiny, and maybe even inactive...
So, is there anyone interested in joining team Dollars to lend money to help others achieve their dreams?
http://www.kiva.org/team/Dollars

(im too broke) i will soread this to other websites in order to gain some more followers

>>3 XD lol me to :(

;-;

>>5 oh wow, another Kuro... I guess I should use a different name now--

i mean you can use a code ( 'code!

oops i mean !code'

Oh hey, we have 10 members now o3o!

Also wanted to post one of their vids here:
https://www.youtube.com/watch?v=IgJvhnhkIi4

We have 11 members now >u<!
I didn't know but, the money one lends comes back as Kiva credit to be lent to someone again ovo! //goes to lend some more xD

http://www.kiva.org/invitedto/Dollars/by/kazeki8939

Hey guys, an event is going on where the first $25 loan you give out is Free! ..plus it also gives me a free $25 loan~

...so you should join team Dollars and give out that one free loan.

Money isn't an issue this time.

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http://www.kiva.org/invitedto/Dollars/by/kazeki8939

Not having money isn't an excuse this time...

Let's make the world a better place.

Done.

here is my share link
http://www.kiva.org/invitedto/Dollars/by/_c3Zlcnl2eWw8cWJ5eW5lZi1vb2Y-cnpudnk%3D

EVERYONE JOIN AND USE THE SHARE LINK OF THE PERSON BEFORE YOU AND THEN AFTER YOU JOIN POST YOUR SHARE LINK. THAT'S $50 A PERSON...

my share link :) http://www.kiva.org/invitedto/Dollars/by/eccochem9945

pls join and help!

bumpy

read this idea please >>15

Just joined! Here's my share link:
http://www.kiva.org/invitedto/Dollars/by/felis1475
Let's do this!

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Please join. Use the share link of the person above >>19 >>17 >>15 >>13
After your joined, post your share link here. It's worth it.

This is a fantastic idea. I'd love to hear the different goals and dreams members have, since there is such a variety of people. I'm still unsure of mine, but I want to travel and see the world from a different perspective. And I want to discover or create a theory in my area of study (psychology), that will be taught and referenced by future generations. Really, just making a difference of some kind. I'd love to donate a little to anyone that has an interesting and heartfelt dream they need help achieving!

bumpy

http://www.kiva.org/invitedto/Dollars/by/_cHVldmZwdW5zc3ZhZjE8dHpudnk-cGJ6

we can make the difference one person at a time please help

Bump, status update o3o

bump (getting rid of spam)

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https://www.youtube.com/watch?v=Df8WAReG6A0

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^

Sounds sketchy...

It's always the people who refuse to do their research that flag something as suspicious...

Did you even visit the link, >>29? If not, then you're blindly hurting this threads credibility.

>>29 A lot of large companies like Google and multiple different Banks as well as groups like Nerdfighteria are supporting them.

>>30, >>31 I don't mean the site as a whole. I think the idea of a crowd loan seems like it could be abused. It's a good idea, in theory, but in order to work the person being loaned to would have to be honest and responsible and there's no way to guarantee that.

I agree with >>32. There's no problem in giving loans, but you should be careful who you are "loaning" to.

>>32 >>33 That's why having a reliable website is so important. The concept of crowd-loaning wouldn't work without a hell of a legal back-end.

Above is the process if one decided to apply for a loan.

They have the person's faces there and their story, it's there for one to decide if one wants to help them or not.

They do tell one not to risk all one's money on a single person but, rather a little to multiple different people.

One doesn't even need to use lots of money, just $25. When it returns, one can then lend that same $25 off again. No need to worry about losing lots of money that way.

For info about the risk and statistics you can go here: https://www.kiva.org/about/risk

^

Careful on what you do. Sure you'll get the 25$ back, but that's no the point. You money gets actually payed back with 25% of interest, something that kiva doesn't specify on their site (lack of transparency is never a good thing).
Check out Wikipedia and chose if you still trust the company.
https://en.m.wikipedia.org/wiki/Kiva_(organization)

>>39 Kiva doesn't charge interest, their field partners do. The interest the field partners charge isn't 25% but can vary from high to low, depending on location, partner, sustainability, among other things. They actually do talk about it here on their site here: https://www.kiva.org/help/interestRateComparison
and here:http://na3.salesforce.com/_ui/selfservice/pkb/PublicKnowledgeSolution/d?orgId=00D500000006svl&id=50150000000IIav
...and they do disclose the interest rates on each and every loan as shown in the example above.

places we've lent to

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The stove is a clean cookstove, which the women received through a loan from ASA Initiative, a Kiva Field partner that manufactures and distributes stoves that use a clean-burning palm kernel waste product as fuel.

https://medium.com/@Kiva/finding-a-green-local-solution-to-a-deadly-household-chore-7e61f0283691#.x48m80yuc

Green loans help people access clean energy products. Kiva loans in Ghana are providing a local, sustainable solution to a deadly problem.

Be the spark that changes the world

https://www.youtube.com/watch?v=hmjTwp_MViU

update x3

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